Important Disclaimers
Please read these disclaimers carefully before using our services. By accessing this website, you acknowledge and agree to these terms.
Past performance does not guarantee future results.
Financial planning involves risk and individual circumstances vary significantly. Consider your personal situation before making decisions.
Last updated: August 24, 2025
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as personalized advice for your specific situation.
Content on this website does not constitute professional financial advice and should not be relied upon as your sole source of financial guidance.
Limitation of Liability
Our liability is limited in the following ways:
- We exclude liability for any indirect, consequential, or special damages arising from use of our services.
- Our maximum liability is limited to the amount paid for subscription services in the preceding 12 months.
- We are not liable for decisions made based on general information provided through our platform.
- Technical issues, service interruptions, or data loss are excluded from our liability coverage.
Information Accuracy
While we strive to provide accurate and current information, we cannot guarantee the completeness or accuracy of all content.
Information may become outdated, and we recommend verifying details independently before making financial decisions.
Financial Services Disclaimer
Our subscription service provides general financial planning guidance and is not tailored to your specific circumstances without proper consultation.
Individual results may vary based on personal circumstances, market conditions, and implementation of suggestions.
General information shared does not constitute specific financial advice for your unique situation.
Always consult qualified professionals before making significant financial decisions affecting your circumstances.
External Links Policy
Our website may contain links to external websites for your convenience and additional information.
Links to external sites do not constitute endorsement of their content, products, or services.
Use at Your Own Risk
You acknowledge that use of our services and information is entirely at your own risk and discretion.
You are solely responsible for evaluating the accuracy, completeness, and usefulness of information provided.
User Indemnification
Users agree to indemnify and hold harmless crystallavo from claims arising from their use of our services or violation of these terms.
Jurisdiction and Governing Law
These disclaimers are governed by Australian law and subject to the jurisdiction of Australian courts.
Local regulations may affect the application of certain terms and conditions.
Where local law conflicts with these terms, local law shall prevail to the extent of such conflict.
This agreement is governed by the laws of Australia, excluding conflict of law principles.
Health and Wellbeing Notice
Financial stress can affect health and wellbeing. Consult healthcare professionals if experiencing stress-related health concerns.
Seek professional medical advice for health issues that may be impacted by financial circumstances.
Changes to Disclaimers
We reserve the right to modify these disclaimers at any time. Changes become effective immediately upon posting to this website.
Contact Information
For questions about these disclaimers or our services, please contact us using the information below.